Please note that we are not a direct lender, we are a loan matching website that offers a loan finding services free of charge. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates charged by the lender. Loan repayment periods vary with different credit providers. Lenders may use collection services for non-payment of loans. All finance options are subject to relevant credit checks and personal circumstances. To apply, you must be 18 years or older. Please carefully read the terms and conditions provided by the credit provider before applying.